SSS, PhilHealth & Pag-IBIG contribution calculator
See the exact breakdown per employee, what they pay, what you pay as employer, and the true cost of each hire.
Monthly breakdown
Every peso that goes to SSS, PhilHealth, and Pag-IBIG for one employee at ₱25,000/month, split between what they pay and what you pay.
Estimates only, not financial, legal, or tax advice. Excludes BIR withholding tax, 13th month pay, overtime, and other benefits. Always verify with official SSS, PhilHealth, and Pag-IBIG schedules.
Disclaimer
This contribution calculator is provided by Buhay Platforms, Inc. for informational and estimation purposes only. It does not constitute financial, tax, legal, or payroll advice. While we strive to keep the rates and computation logic accurate and up to date, we make no warranties or guarantees regarding the accuracy, completeness, or timeliness of the information provided.
Contribution rates are based on publicly available schedules from the Social Security System (SSS Circular 2024-006, RA 11199), Philippine Health Insurance Corporation (PhilHealth, RA 11223 / UHC Law), and the Home Development Mutual Fund (Pag-IBIG / HDMF). Rates, brackets, and rules are subject to change without notice by the respective government agencies.
This calculator does not account for: BIR withholding tax (TRAIN Law), 13th month pay and other mandatory benefits, de minimis benefits, overtime and night differential premiums, special employment arrangements (kasambahay, OFW, self-employed), or any company-specific payroll policies.
Buhay Platforms, Inc. (SEC Reg. No. 2025010186147-22) is a technology service provider. All lending products and services referenced on this page are provided by third-party registered and licensed financial institutions.
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The real cost of a hire at ₱25,000/month
₱28,255.00
per hire, per month, salary plus your mandatory contributions
₱282,550.00
at 10 employees, per month, before rent, equipment, or inventory
Buhay helps you cover it. Working capital matched from our lender network, with indicative rates from 0.8% per month.
Frequently asked questions
About government contributions and payroll